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HR Manager – Health Maintenance Organization (HMO) Virtual CFS is a multi-faceted financial services company offering tailored financial services and solutions to individuals and companies. We provide a diversified range of financial services. Our services include Private, Business, Corporate and Mortgage Banking, Assets management, Stock Broking, and investment Banking (Financial Advisory; Debt & Equity Capital Markets and Project & Structured Finance), Bureau De change, Pension Fund Administrator and Insurance Services.